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Companies which do not require their employees to interact with the clients directly also hire felons. Any form of letter writing, de facto, has its own unique writing style. Another good example is of artist management, wherein, you will need to know the functioning of the music industry. It refers to a claim to a share of earnings after debt obligations have been satisfied. The company has to work on its strength and look out for the potential threat of competitors. Smaller organizations may find it difficult to survive in recession due to lack of financial funds or availability of loans. Nearby futures contract: Of the several futures contracts, the one with the closest day on which payment has to be made is known as the nearby futures contract. Zero-beta portfolio: An investment portfolio which is constructed such that there is a zero systematic risk. If the currency of the buyer is stronger than the US dollar, it will be beneficial for the company.